Terms of Service
Please read these terms of service carefully before using our website and financial calculators.
Last updated: March 13, 2026
By accessing and using Rate Calculator ("the Website"), you accept and agree to be bound by the terms and provisions of this agreement. If you do not agree to these terms, please do not use our website.
We reserve the right to modify these terms at any time. Your continued use of the website following any changes constitutes your acceptance of the new terms.
Permitted Use
You may use our financial calculators and tools for personal, non-commercial purposes. Our services are provided free of charge and are intended to help users make informed financial decisions.
Prohibited Activities
You agree not to:
- Use our services for any illegal purpose
- Attempt to gain unauthorized access to our systems
- Interfere with or disrupt our services
- Reverse engineer or decompile our software
- Use automated systems to access our website
- Redistribute or resell our content without permission
Important: The calculators and information provided on this website are for educational and informational purposes only. They should not be considered as professional financial advice.
- Results from our calculators are estimates based on the information you provide
- We do not guarantee the accuracy of calculations or information
- Always consult with a qualified financial advisor before making financial decisions
- We are not responsible for any financial losses incurred from using our tools
- Market conditions, interest rates, and other factors may affect actual results
All content on this website, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, and software, is the property of Rate Calculator or its content suppliers and is protected by international copyright laws.
You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our website without prior written consent.
If you submit any content to our website (such as feedback, suggestions, or comments), you grant us a non-exclusive, royalty-free, perpetual, and worldwide license to use, reproduce, modify, adapt, publish, translate, and distribute such content.
You represent that you own or have the right to submit such content and that it does not violate the rights of any third party.
In no event shall Rate Calculator, its directors, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses.
Our liability is limited to the maximum extent permitted by law. We are not responsible for any errors, omissions, or inaccuracies in the content provided.
You agree to defend, indemnify, and hold harmless Rate Calculator and its licensees and licensors, and their employees, contractors, agents, officers, and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses arising from your use of and access to the website or services.
We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. Upon termination, your right to use the services will immediately cease.
These Terms shall be governed and construed in accordance with the laws of the State of New York, United States, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our service after those revisions become effective, you agree to be bound by the revised terms.